Portfolio Ceiling vs spreadsheet portfolio tracker
Spreadsheets are flexible and free, but they require ongoing maintenance. Portfolio Ceiling centralizes investable income, target allocation, contribution simulation, and price ceilings with market context — without rebuilding formulas every month.
Portfolio Ceiling is stronger when
- You want Graham/yield price ceilings tied to holdings
- You prefer a contribution simulator driven by target allocation
- You want a dashboard and dividend tracking without weekly upkeep
- You like free public calculators before creating an account
Spreadsheet (Excel / Google Sheets) is stronger when
- You want full control of every cell and highly custom models
- You already maintain a mature spreadsheet with discipline
- You prefer not to use a SaaS account