Privacy Policy

1. Who we are

Portfolio Ceiling is a web platform for personal investment portfolio management. Through it you can record portfolios, trades, holdings, track net worth, dividends, target allocation, and other features related to managing your portfolio.

2. Data we collect

We may collect and process the following categories of data:

• Account data: name, email address, and user identifier provided at signup or login (including Google sign-in).
• Financial data you enter: information about portfolios, trades, holdings, allocation targets, price ceilings, and profile preferences you voluntarily add to the platform.
• Technical data: IP address, browser type, pages viewed, access date and time, visit source (campaigns), and cookies or similar technologies needed for operation, security, audience measurement, and advertising of the service.

3. How we use your data

We use your data to:

• create and manage your user account;
• authenticate your access to the platform;
• display and process your investment portfolio information;
• improve security, stability, and product experience;
• measure traffic, campaign performance, and conversions (signups) via analytics tools;
• comply with legal obligations when applicable.

We do not sell your personal data. We do not use your financial information to offer investment products on your behalf.

4. Google sign-in

If you choose to sign in with Google, we receive basic account information from the authentication provider, such as name and email, solely to identify you and create your session on Portfolio Ceiling. Google's use of that data is also subject to the Google Privacy Policy.

5. Sharing with third parties

We may share data only with service providers needed to operate the platform, such as:

• Clerk: authentication and session management;
• Vercel: website hosting;
• Cloudflare: API/backend and infrastructure;
• Neon: database storage;
• Upstash: cache and rate limiting, when applicable;
• Google Analytics: audience and on-site behavior measurement;
• Google Ads: advertising campaign measurement and signup conversions.

These partners process data under their own terms and only as needed to provide the service.

6. Storage and security

We use reasonable technical and organizational measures to protect your data against unauthorized access, loss, alteration, or disclosure. Access to the platform uses encrypted connections (HTTPS), and authenticated areas require a valid login.

No method of transmission or storage is 100% secure. We cannot guarantee absolute security, though we work to protect your information.

7. Data retention

We keep your data while your account is active or as needed to provide the service, meet legal obligations, or resolve disputes. You may request deletion of your account and associated data by contacting us.

8. Your privacy rights

Depending on where you live (including under U.S. state privacy laws where applicable), you may be able to request:

• confirmation of processing and access to your data;
• correction of incomplete, inaccurate, or outdated data;
• deletion of data that is no longer needed;
• data portability, where applicable;
• withdrawal of consent, when processing is based on consent.

9. Cookies and similar technologies

We use cookies and similar technologies to keep your authenticated session, remember preferences (such as theme), measure site performance, and attribute visits to marketing campaigns. This may include Google Analytics and Google Ads cookies when those tools are active. On some public pages (not the home or pricing pages, which stay focused on signup) and on the Free plan inside the app, we may also show third-party ads via Google AdSense, which can use cookies or similar identifiers for ad delivery and measurement. Investor plan subscribers do not see AdSense ads in the app. You can manage cookies in your browser settings or Google ad preferences. Some features may not work correctly if essential cookies are disabled.

10. Children

Portfolio Ceiling is not intended for anyone under 18. We do not knowingly collect data from minors. If you believe a minor's data was collected, contact us to request removal.

11. Changes to this policy

We may update this Privacy Policy periodically. The last updated date will appear at the top of this page. We recommend reviewing this document whenever material changes occur.

12. Contact

For privacy questions, requests, or to exercise applicable rights, contact:

Email: privacy@portfolioceiling.com